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ERGO (ERGO Insurance Group, (ドイツ語:ERGO Versicherungsgruppe)) is one of the major insurance groups in Europe. Worldwide, ERGO is represented in more than 30 countries and is concentrated in Europe and Asia. In Europe, ERGO claims to be no. 1 in the health and legal expenses insurance segments, and in its home market of Germany it is among the market leaders. 50,000 people work full-time for the Group, either as salaried employees or as self-employed sales representatives. With premium income amounting to €19bn, ERGO offers different types of insurance and other services. 40 million customers – of which 20 million are in Germany – currently buy the services provided by ERGO and its companies. ERGO is part of Munich Re, one of the world's leading reinsurers and risk carriers. Munich Re holds a 99.69% stake in ERGO. == Main activities == ERGO Insurance Group belongs to one of the largest German companies in the field of insurance. The activities of the group include life insurance, health insurance, non-life and casualty insurance, legal expenses insurance, travel insurance, and financial services. The main activities of the group focus on private clients, company pension schemes, and medium-sized business. In Europe, ERGO is the first in health and legal expenses insurance; in its home market Germany ERGO claims to belong to the market leaders in all lines of business. The company consists of: * D.A.S. * DKV * ERGO Life Insurance (formerly Hamburg-Mannheimer) * ERGO Insurance (formerly Victoria) * Vereinsbank Victoria Bauspar * Europäische Reiseversicherung AG (in short ERV) * ERGO Direkt Versicherungen (formerly KarstadtQuelle Versicherungen) * MEAG - Munich Ergo AssetManagement (capital investment company of ERGO) * Neckermann Versicherungen * ITERGO (IT services provider of Ergo) Outside of Germany, ERGO Insurance Group operates in over 30 countries. The foreign participations are mostly bundled in ERGO International AG. ERGO is mostly active in Southern, Middle and Eastern Europe and Asia. ERGO Insurance Group changed the structure of its group in late 2010 to offer non-life and life insurances in Germany under the ERGO brand. Furthermore, the direct insurer KarstadtQuelle Versicherungen was renamed ERGO Direkt Versicherungen, health insurance was consolidated under the trademark DKV, and legal expenses insurance was put under the trademark D.A.S. The trademark ERV will remain in business for travel insurance. The trademarks Victoria and Hamburg-Mannheimer were removed from the market. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「ERGO Insurance Group」の詳細全文を読む スポンサード リンク
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